Florida Legal Topics

Daytona Beach Legal News - Uninsured Motorist Coverage

The Law Office of Paul Bernardini

Motor Vehicle Accidents

Auto accident, car accident, automobile accident, collision, car wreck, car crash -
no matter what you call it, the end result can change your life forever.

We are more distracted than ever before when we drive; by our cell phones, texting, radios (most new cars display artist and song title), GPSs, and all the new technology at our fingertips. We’re so used to multi-tasking, we can’t even stop when we get behind the wheel!

The National Safety Council estimates that 38,300 people were killed and 4.4 million injured on U.S. roads in 2015, which is the largest one-year percentage increase in since 1965. Surprisingly, according to Newsweek* magazine, “One of the strongest correlations tends to be between the economy and traffic fatalities.” That makes perfect sense: more jobs, more cars on the road and more people hurrying to get to those jobs. Also, more jobs, more money for more vacation trips – on the road.Accident and death rates always increase over the summer months.

Please take your driving safety seriously. It’s a lot more risky than ever before. And since about 40% of accidents are caused by uninsured or underinsured motorists, make sure you have uninsured motorist coverage. But if you’ve been injured in a car accident, or if a loved one has been in a fatal motor vehicle accident, please call us at 386-258-3453 as soon as possible. We’ll make sure you receive the maximum compensation you’re entitled to. The consultation is always free.

*Newsweek, “2015 Brought Biggest Percent Increase in U.S. Traffic Deaths in 50 Years” by Stav Ziv, 2/17/16

Uninsured Motorist Coverage

Florida does not require drivers to carry bodily injury insurance. 40 % of Florida drivers are either underinsured or completely uninsured for the injuries they cause! One of the main problems is that the worst drivers, who cause the most accidents, have trouble buying insurance to pay for the harm their bad or drunk driving causes. The rest of us suffer.

Your $10,000 mandatory PIP (Personal Injury Protection) insurance will be gone before you leave the emergency room. If the at-fault driver doesn’t have enough or any bodily injury insurance, the rest of your bills will not be covered. How do you protect your family from these horrendous drivers who don't have adequate insurance? You buy uninsured motorist coverage!

Uninsured motorist coverage protects your family from drivers who cause injuries and have little or no insurance. The Florida situation is so bad (even rent a car companies aren't responsible for the harm their renters cause) that Florida REQUIRES insurance agencies to provide uninsured motorists coverage unless you or your spouse or parent sign a form rejecting it. Believe it or not, many very intelligent folks unwittingly sign these rejection forms when buying car insurance.

PLEASE BE CAREFUL WHAT YOU SIGN WHEN YOU BUY CAR INSURANCE! Always opt for the uninsured motorist insurance and protect yourself and your loved ones.

If you have been involved in a car accident, NEVER sign paperwork from the other insurance company or your own that may prevent reimbursement of present and future payments. Talk with a lawyer first. A free consultation is part of our service. Call us at 386-258-3453 now.

The above information is intended for general purposes only and should not be construed as legal advice.